Open Enrollment 2027 in Florida: dates and how to enroll
Open Enrollment for the 2027 coverage year is Nov 1 – Jan 15. A licensed SimpleCare Insurance agent can help you enroll in English or Spanish, at no cost to you. Enroll by Dec 15 and your coverage starts Jan 1.
Dates to remember
- Open Enrollment period
- It runs Nov 1 – Jan 15.
- For coverage starting Jan 1
- Enroll by Dec 15.
- Last day of Open Enrollment
- Jan 15. If you enroll after Dec 15 and up to that day, your coverage starts Feb 1.
Dates can differ if you qualify for a Special Enrollment Period. An agent can check with you.
What changes in 2027
These changes come from the CMS 2027 final rule. We only list them here; your agent explains how they affect you.
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The Special Enrollment Period for income up to 150% of the poverty level stays unavailable
CMS finalized that Exchanges will continue to be prohibited from offering this Special Enrollment Period in 2027.
See the source on cms.gov -
Verification before enrolling in some Special Enrollment Periods
CMS finalized pre-enrollment verification for Special Enrollment Periods on Exchanges that use the Federal platform.
See the source on cms.gov -
More income verification
CMS finalized additional verification when data sources show household income under 100% of the federal poverty level, and removed the requirement to accept your income statement when the IRS has no data for your household.
See the source on cms.gov -
Filing and reconciling taxes
For 2027, Exchanges on the Federal platform will use the one-year rule: you can lose advance payments if you did not file taxes and reconcile the help you received in a prior year.
See the source on cms.gov -
Help with the monthly payment requires an eligible immigration status
The advance premium tax credit and cost-sharing reductions now require the person to be a citizen or an immigrant whose status the law counts as eligible ("eligible alien" in the statute), and the Marketplace must verify that status. An agent reviews your case with you, and household members who qualify can still apply.
See the source on cms.gov
Source: CMS fact sheet on the 2027 final rule
For more information, visit HealthCare.govCuidadoDeSalud.gov (Spanish)
How to enroll with us
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Call us or send the basics
Your name, phone, ZIP code and language. You can also just call.
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We review what fits you
A licensed agent goes over your household, your income and the plans available at your address.
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You enroll before the deadline
We enroll you by phone or in person in Miami, in time for the date you need.
Start today, before the deadline
Pick whatever is easiest. Help from our agents is at no cost to you.
Prefer a call back?
Send the basics and a licensed agent calls you, usually within one business day.
We use the information you provide to respond to your request and help with your insurance options. We do not sell your personal information. Do not send sensitive documents through this form.