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Open Enrollment · Nov 1 – Jan 15

“I don't understand the Marketplace and I'm afraid I'll pick wrong.”

Health insurance for your family, explained in your language

You don't have to. We'll enroll your family — in your language. Free appointment, in person in Miami or by phone. You'll see your real monthly price — depending on your case, some plans may have a $0 premium — before you sign anything. Enroll by Dec 15 and your coverage starts Jan 1.

A father, mother and daughter laughing together at the kitchen table.

The price stub

La cuenta clara
Household size
family of 3 (example)
Income estimate
your yearly estimate
Financial help
set by the Marketplace
Your monthly price
shown at your free appointment
Example · no amounts shown

SimpleCare Insurance · Miami, FL

Family-owned in Miami since
2014
States we're licensed in
11
Families insured
1,000s
Every agent speaks Spanish
ES · EN

Marketplace, dental and vision carriers we work with

  • Florida Blue
  • Aetna
  • Oscar
  • Cigna
  • UnitedHealthcare
  • Delta Dental
  • Solstice

More than health insurance

Health, short-term, dental, vision and supplemental coverage with one agency, in English or Spanish.

See the health plans in your city

Marketplace plans in 76 cities across Miami-Dade, Broward and Palm Beach, from public CMS data. Your price depends on your household. The plan pages are in Spanish.

Coverage that fits how you actually live

What families ask us for most.

SimpleCare Insurance is a family-owned insurance agency in Miami, founded in 2014 and licensed in 11 states. We enroll families in Marketplace (ACA, often called Obamacare) health plans, add dental and vision, and every agent speaks Spanish.

“Insurance is for people who earn more than me.”

Health insurance (ACA Marketplace)

Help with your premium depends on your income. You see your real price before you enroll.

How it works →

“My plan doesn't cover the dentist and I keep putting it off.”

Dental & vision

Delta, Cigna and Solstice, added in the same appointment.

See options →

“I'm self-employed and my income changes every month.”

Taxes with Simple Tax

1099, Schedule C and ITIN returns, checked against your Marketplace income.

Start your taxes →

Three steps, one appointment

Order matters here — this is exactly the sequence.

  1. Book

    Pick your agent and a time — in person in Miami or by phone.

  2. Bring your documents

    ID, proof of address, an income estimate and — if it applies — your immigration document. We tell you exactly which.

  3. We enroll you and stay with you

    We file the application, confirm your plan, and handle renewals and income updates all year.

States we're licensed in

States we're licensed in (11): Florida, Georgia, South Carolina, North Carolina, Virginia, Tennessee, Texas, Illinois, Indiana, Ohio, Pennsylvania
  • Florida
  • Georgia
  • South Carolina
  • North Carolina
  • Virginia
  • Tennessee
  • Texas
  • Illinois
  • Indiana
  • Ohio
  • Pennsylvania

Book directly with your agent

You'll work with the same person from your first call to your renewal.

Questions families ask us first

Short answers here; the full list is on each service page.

Can I get health insurance if I am not a U.S. citizen?

To enroll through the Marketplace you generally need to be lawfully present in the United States and not have access to other qualifying coverage. Starting with coverage that begins in January, financial help is limited to citizens, green card holders, Cuban and Haitian entrants and Compact of Free Association migrants; others, such as people with TPS, asylum or certain visas, pay full price. Bring your immigration document and income estimate; we check eligibility for free.

How much does health insurance cost in Miami?

There is no single price. Your monthly premium depends on your household size, expected annual income, age, zip code and the plans available where you live, and you may qualify for financial help that lowers it. We calculate your real monthly number and out-of-pocket costs with you in the free appointment, before you choose.

Do you charge for your help?

No. SimpleCare Insurance is paid by the insurance carrier when you enroll, so the appointment, the plan comparison, the application and your renewals cost you nothing. Simple Tax charges separately for tax preparation, and you are told that price before any work begins.

When can I enroll in a health plan?

Open Enrollment for the coming plan year runs Nov 1 – Jan 15. Outside that window you can enroll if a qualifying life event opens a Special Enrollment Period, for example a move, marriage, new baby or loss of other coverage. Dates can differ in states that run their own Exchange. We can check your situation, free.

Which insurance carriers do you compare?

We compare available health plans from Florida Blue, Aetna, Oscar, Cigna and UnitedHealthcare, plus dental and vision options from Delta Dental, Cigna and Solstice. Which carriers and plans you can choose depends on your county and your eligibility, so we check what is actually available at your address before recommending anything.

What families tell us

4.8 out of 5 from 75 Google reviews Reviews from Google

  • We have used Simplecare Insurance for several years and found them to be extremely knowledgeable and helpful for all of our health insurance needs. Their staff always returns my calls whenever I have a question and their responses are fast and concise. I highly recommend it!!!

    Eduardo Chacon
  • Simple Care has been my Allied in the hardest Health issue encounter by me , they were there honestly for me . the IUC had me worried about the bill , 9 days and Harry Froget , one of the Directors assured me that the bill was covert y them , Florida Blue , So put your trust in people that care about Human Being’s and not just Money, I call them my Guardian Angels

    Eduardo Borrelli
  • Diego was so responsive and helpful. I’m so impressed with their expertise. Strongly recommend!

    Liliya Strong
  • Awesome team, offering excellent service and knowledge about all insurance plans that better suits your needs.

    Luis Salazar
  • The best and the most accurate insurance office I have ever been. Good people, good results.

    luis quintanales
  • Harry Froget is very helpful, profesional and solve what you are looking for. Understand your needs.

    Maru Larrazabal
  • This insurance company is been my company for 4 years and the service is been fantastic.

    Anita Aguerrevere
  • Very professional and makes all the details to have a great insurance

    Wolfgang
  • He explains very clear and help you with the best plan for you and your family

    Armando Perez
  • Professional and personal service. Highly recommended for personal and corporate taxes.

    Gabriela Vera
A woman smiling during a phone call.

Ready when you are — the appointment is free.

Open Enrollment for the coming plan year runs Nov 1 – Jan 15. Missed it? A life change may still qualify you.

Our team answers, in English or Spanish.