“Insurance is for people who earn more than me.”
Health insurance (ACA Marketplace)
Help with your premium depends on your income. You see your real price before you enroll.
How it works →“I don't understand the Marketplace and I'm afraid I'll pick wrong.” “Open Enrollment ended and I'm afraid I missed my chance.”
You don't have to. We'll enroll your family — in your language. Free appointment, in person in Miami or by phone. You'll see your real monthly price — depending on your case, some plans may have a $0 premium — before you sign anything. Enroll by Dec 15 and your coverage starts Jan 1. Enrollment is open through Jan 15. A plan chosen now starts Feb 1. You may still have options. We'll check them with you — in your language. A move, marriage, new baby or loss of coverage may open a Special Enrollment Period. Your appointment is free, in person in Miami or by phone, and we check your eligibility.
Open Enrollment opens in
Open Enrollment runs Nov 1 – Jan 15.
Health, short-term, dental, vision and supplemental coverage with one agency, in English or Spanish.
Marketplace plans in 76 cities across Miami-Dade, Broward and Palm Beach, from public CMS data. Your price depends on your household. The plan pages are in Spanish.
What families ask us for most.
SimpleCare Insurance is a family-owned insurance agency in Miami, founded in 2014 and licensed in 11 states. We enroll families in Marketplace (ACA, often called Obamacare) health plans, add dental and vision, and every agent speaks Spanish.
“Insurance is for people who earn more than me.”
Help with your premium depends on your income. You see your real price before you enroll.
How it works →“My plan doesn't cover the dentist and I keep putting it off.”
Delta, Cigna and Solstice, added in the same appointment.
See options →“I'm self-employed and my income changes every month.”
1099, Schedule C and ITIN returns, checked against your Marketplace income.
Start your taxes →Order matters here — this is exactly the sequence.
Pick your agent and a time — in person in Miami or by phone.
ID, proof of address, an income estimate and — if it applies — your immigration document. We tell you exactly which.
We file the application, confirm your plan, and handle renewals and income updates all year.
You'll work with the same person from your first call to your renewal.
Licensed insurance agent
Insurance consultant
Licensed insurance agent
Short answers here; the full list is on each service page.
To enroll through the Marketplace you generally need to be lawfully present in the United States and not have access to other qualifying coverage. Starting with coverage that begins in January, financial help is limited to citizens, green card holders, Cuban and Haitian entrants and Compact of Free Association migrants; others, such as people with TPS, asylum or certain visas, pay full price. Bring your immigration document and income estimate; we check eligibility for free.
There is no single price. Your monthly premium depends on your household size, expected annual income, age, zip code and the plans available where you live, and you may qualify for financial help that lowers it. We calculate your real monthly number and out-of-pocket costs with you in the free appointment, before you choose.
No. SimpleCare Insurance is paid by the insurance carrier when you enroll, so the appointment, the plan comparison, the application and your renewals cost you nothing. Simple Tax charges separately for tax preparation, and you are told that price before any work begins.
Open Enrollment for the coming plan year runs Nov 1 – Jan 15. Outside that window you can enroll if a qualifying life event opens a Special Enrollment Period, for example a move, marriage, new baby or loss of other coverage. Dates can differ in states that run their own Exchange. We can check your situation, free.
We compare available health plans from Florida Blue, Aetna, Oscar, Cigna and UnitedHealthcare, plus dental and vision options from Delta Dental, Cigna and Solstice. Which carriers and plans you can choose depends on your county and your eligibility, so we check what is actually available at your address before recommending anything.
4.8 out of 5 from 75 Google reviews
Reviews from Google
We have used Simplecare Insurance for several years and found them to be extremely knowledgeable and helpful for all of our health insurance needs.
Their staff always returns my calls whenever I have a question and their responses are fast and concise.
I highly recommend it!!!
Simple Care has been my Allied in the hardest Health issue encounter by me , they were there honestly for me . the IUC had me worried about the bill , 9 days and Harry Froget , one of the Directors assured me that the bill was covert y them , Florida Blue , So put your trust in people that care about Human Being’s and not just Money, I call them my Guardian Angels
Diego was so responsive and helpful. I’m so impressed with their expertise. Strongly recommend!
Awesome team, offering excellent service and knowledge about all insurance plans that better suits your needs.
The best and the most accurate insurance office I have ever been. Good people, good results.
Harry Froget is very helpful, profesional and solve what you are looking for.
Understand your needs.
This insurance company is been my company for 4 years and the service is been fantastic.
Very professional and makes all the details to have a great insurance
He explains very clear and help you with the best plan for you and your family
Professional and personal service. Highly recommended for personal and corporate taxes.

Open Enrollment for the coming plan year runs Nov 1 – Jan 15. Missed it? A life change may still qualify you.
Our team answers, in English or Spanish.
AI virtual assistant. Not a licensed agent. Do not type personal or health information. See privacy
AI virtual assistant. Not a licensed agent. Do not type personal or health information. See privacy
Hi, I'm Ana, SimpleCare's virtual assistant. I'm an AI, not a licensed agent. I can explain how health insurance works; for your own case, an agent helps you by phone.
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